Offering Retirement Plans to Employees Is Vital to Your Business As a business owner, you value your employees. They make your business a productive and profitable enterprise. As people just like you, employees are often concerned about their futures: what will retirement bring for them? Give … Read More
Retirement Planning Resources
What Is Your Risk Tolerance If the Market Turns Down?
Recently, the markets seem to just keep going up in value. But, don’t let this give you false optimism about the future. With every investment: you must be prepared for some kind of downturn or potential loss. You have to know your appropriate level of risk and how much of it you can take. “Risk” is … Read More
Savings Alone Won’t Pay For College
The importance of a college education in today’s society is greater than ever. Unfortunately, as the importance rises, so do the costs. Our future generations are shackled by the strong demand for higher education that leaves them unduly burdened with massive debt.The enormity of the financial … Read More
Why Having a Retirement Plan Matters
The average American will spend 30-40 years in the workforce, raising a family, taking the annual vacation to the beach, and saving for retirement. When you are 25 years old you feel immortal and cannot imagine what it is like being 50, let alone 60 or 65 and contemplating retirement. Fortunately or … Read More
Time for Your Mid-Year 401(k) Review
The 401(k) retirement savings plan is one of the best ways to save for retirement. The result of a provision in the Revenue Act of 1978, the 401(k) has become so popular that it is now the main source of retirement savings for many Americans. At first the provision allowed employees to save in a … Read More