One challenge of retirement planning is trying to predict events that could happen many decades in the future. Your lifestyle, work ethic, and prudent habits may offer you a lot of control over your health, income, and savings; however, they don't give you any guarantees. Even if they did, you … Read More
Pure Financial Risks That Can Derail Your Retirement
The longer you spend in retirement, the harder it becomes for you to be comfortable about whether your assets will last. Financial, personal, and public policy risks threaten your hard-earned gains. In planning for and living your retirement, it’s imperative for you to both recognize and understand … Read More
Time for Your Mid-Year 401(k) Review
The 401(k) retirement savings plan is one of the best ways to save for retirement. The result of a provision in the Revenue Act of 1978, the 401(k) has become so popular that it is now the main source of retirement savings for many Americans. At first the provision allowed employees to save in a … Read More
Monthly Stock Market Review – May 2020
What is normal anymore? For May normal turns out to be another good month for investors as the markets continue to recover from the effects of COVID-19. Both US-based equities and global equity indices performed impressively, all up between 3% and more than 8%. The Aggregate Bond Index continued to … Read More
Monthly Stock Market Review – April 2020
After one of the worst months for the stock market in March, April came roaring back with strong gains for all the US-based indices we follow, and solid gains for the global stock indexes. That strong performance did not negate all of the March losses, but certainly helped put investors a little … Read More