Whether you’re approaching retirement or just beginning to evaluate how you’d like to invest your finances, there are actions you can take now to help ensure you’re making the best decisions for your future. At their core, that is what investments are—decisions you make in the short term that are … Read More
Is it Time for a Checkup of Your Company’s 401(k) Plan?
As a small business owner, running the business can at times be a bit overwhelming. There is the actual business of what you are doing, but there are also the many details of running a business that need to be addressed. You have to deal with payroll, marketing, employee scheduling, and so much … Read More
The Asset Allocation Dilemma
Asset allocation, in basic terms, is the division of investment assets among numerous asset classes. At its simplest, one would divide their investment dollars among stocks, bonds and cash, with the percentage allocated to each determined by the individual’s time horizon and risk tolerance. The … Read More
Use Your 401(k) as a Retirement Savings Plan, Not a Piggy Bank
With the enactment of the Revenue Act of 1978 the modern day 401(k) retirement plan was born. After a modest beginning, employer sponsored retirement plans have become a major factor in how we save. So much so that, for many Americans, the employer sponsored 401(k) plan is the only place they are … Read More
The 7 Biggest Baby Boomer Retirement Mistakes
According to the Pew Research Center, roughly 10,000 Americans will celebrate their 65th birthday every day for the next 19 years. The first Baby Boomers - born between 1946 and 1964 - are moving from the workforce into retirement. There is a large amount of research done related to this change in … Read More